From: Daniel Piechnick
Hi Buck. I had the same problem with Photoshop 6.0 when I had it. Press and hold Alt+Control+Shift immediately after launching Photoshop to restore the program's default settings. This may make Photoshop start remembering your settings, or it might not do anything at all. The option that I took was to get Photoshop 7.0 :) There's no way to make your own toolbars.