From: Daniel Piechnick
Hi Shannon. You'll need to cut your image up into pieces in Photoshop (typically a header image and a menu image.) This can be done with the Slice Tool. Make a table, split it into cells, and insert the images into those cells. You can put text in other cells. It's important to note that you can't put text on top of an image, unless it is set as a background (of a cell or table for instance).